Creating strategies to help make your
RETIREMENT INCOME LAST
as long as you do, since 1992.
a plan for your next chapter
OUR FINANCIAL PHILOSOPHY
Create strategies to help maximize your money and avoid unnecessary taxation.
Develop a financial plan to help ensure your money is long-lasting.
Help protect your assets from market volatility.
You’ve been working hard for many years to get to this next stage - your retirement chapter. Now is the time to put those hard-earned dollars to work for you. To develop a financial retirement strategy for your future, our philosophy is simple. Your retirement income should be maximized, long-lasting, growing, and safe. In order to help create this financial environment for you, we specialize in using various insurance and investment products for tax efficiency, lifetime income, and downside protection.
When you come in for your consultation, Charles will explain what this means and look at how these three key components of a retirement plan can be incorporated and personalized for your retirement planning.
the pieces of
A COMPREHENSIVE RETIREMENT PLAN
At Mountain Peak, we strive to gain a big-picture understanding of each client’s financial situation so that we can integrate the many aspects of personal finance into one cohesive plan. To be clear about what we can help with, here is a list of common situations and concerns we encounter with our clients and include in their retirement planning.
I recently came into an inheritance.
I am currently collecting disability income and want to retire rather than going back to work.
I have a 401(k) from a long-term job.
I’m not sure if my current retirement assets will generate enough income to last through retirement.
I want to find out if I have enough money to retire.
I want to make sure I will have assets to pass on to my kids, grandkids, and other beneficiaries.
I recently sold a property and have a lump sum.
I am heavily invested in the stock market and I’m not sure if it’s still working for me.
This list represents just a portion of what we are able to help you with. There is no one-size-fits all solution, but with almost 30 years in the financial industry, Charles is adept at customizing retirement plans to help fit clients’ specific needs.
By focusing on one area of financial planning [retirement planning] as we have, we’ve realized that we are better equipped to help our clients reach their retirement goals.
Founder, Investment Adviser Representative
Help us understand the big picture of your financial situation - your concerns and your goals, how you envision your retirement.
Considering the various factors we discuss in our discovery meeting, we’ll take some time to analyze your finances and present you with an initial plan for your retirement.
Nothing is done until you’re happy with your customized retirement plan. We’ll work together to review and revise it until you feel confident.